Terms of Use

These Terms of Use may be changed from time to time. All changes will be posted on this page, and
your use of the Website after such changes have been posted will constitute your agreement to the
Terms of Use as changed.

This Website and its contents are protected by copyright, trademark and other forms of proprietary
rights. All rights, title and interest in the Website and its contents are owned by or licensed to
MindChamps Holdings Pte Limited (“MindChamps”).

No part of the contents or materials available on this Website may be reproduced, republished,
transmitted, uploaded, posted or otherwise distributed in any way without the prior written
permission of MindChamps.
You may view this Website and its contents using your Web browser and save an electronic copy, or
print out a copy, of limited parts of this Website solely for your own information, research or study,
provided you keep intact all accompanying copyright and other proprietary notices.
Modification of any part of the Website or any of its contents, or use of the Website or its contents
for any purpose other than allowed by these Terms of Use will be a violation of the MindChamps’
copyright and other intellectual property rights.

The information on this Website are provided on an “as is” basis without warranties of any kind.
MindChamps has made reasonable endeavour to ensure that the information and materials posted
on this Website are correct at the time of posting. However, MindChamps gives no warranty and
accepts no responsibility or liability for the accuracy or the completeness of the information and
materials provided here for any purpose whatsoever. No reliance should be made by any user on the
information or material so posted; instead, the user should independently verify the accuracy and
completeness of the information and/or materials with MindChamps.

The user acknowledges and agrees that MindChamps shall not be held responsible or liable in any way
for any and/or all consequences (including, without limitation, damages for loss of profits, business
interruption, or loss of information) that may be incurred by the user as a direct or indirect result of
using, or the inability to use, any materials or contents on this Website, even if the MindChamps has
been advised of the possibility of such damages in advance.

This Website may contain links to other World Wide web sites or resources operated by parties other
than MindChamps. Such links are provided as a service for the convenience of the users of this Website.
As MindChamps has no control over such sites and resources, the user acknowledges and agrees that
MindChamps is not responsible nor liable for any content or material on or available from such sites
or resources.

In providing such links, MindChamps does not in any way, expressly or implicitly, endorse
the linked sites or resources or the respective contents thereof. The user further acknowledges and
agrees that MindChamps shall not be responsible or liable, whether directly or indirectly, for any
damage or loss caused or sustained by or alleged to be caused or sustained by the user, in connection
with the use or reliance on any information or material available on such linked sites or resources

This Website may contain links to other World Wide web sites or resources operated by parties other
than MindChamps. Such links are provided as a service for the convenience of the users of this Website.
As MindChamps has no control over such sites and resources, the user acknowledges and agrees that
MindChamps is not responsible nor liable for any content or material on or available from such sites
or resources.

In providing such links, MindChamps does not in any way, expressly or implicitly, endorse
the linked sites or resources or the respective contents thereof. The user further acknowledges and
agrees that MindChamps shall not be responsible or liable, whether directly or indirectly, for any
damage or loss caused or sustained by or alleged to be caused or sustained by the user, in connection
with the use or reliance on any information or material available on such linked sites or resources

MindChamps should be notified in advance of any links to its Website from external websites, and
reserves the right to disable any unauthorised links. Deep linking to and framing of pages and contents
of the Website are prohibited. The contents of this Website should not be accompanied in any way by
third party material that may create a false or mistaken impression in the mind of the user about
MindChamps’ affiliation or association with or endorsement of the third party website or material.

These Terms of Use shall be governed and construed in accordance with laws of the Republic of
Singapore.